Insurance is zip-code specific so your policy needs to be rated for the zip-code you're living in - so, basically, you would need to get your own insurance. If your parents own the vehicle and it is registered to them, they would be listed under an "additional interest" in the policy as they own the vehicle. Because of your age, you might have some difficulty finding car insurance, so here is our guide to shopping for car insurance for 22-year-olds
. If you do go ahead and get insurance, use our insurance calculator here
to find insurance. Pro top: bundle your renters policy
with your auto policy to save an average of $72/year.