Question

Can there be different deductibles for comprehensive and collision?

I have full coverage and was told I had a $250 deductible. The agent said that it was for collision coverage and then said I had zero deductible for comprehensive. But a friend asked, how can you have a deductible for one thing and not the other? Which means there would be a $250 deductible for comprehensive also. Is that common or accurate?

Jun 1, 2020 Phoenix, OR

Answer
Kristine Lee

Jun 1, 2020

Some companies will allow you to have different deductible amounts for collision and comprehensive — and some people prefer to have a smaller deductible for comprehensive than collision.

If you have any questions, feel free to ask.


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