Question

Can I wait to file an auto insurance claim if it takes me a year to save up for the deductible?

I am a 64-year-old driver from Colorado. My car was damaged in an accident, but I don't have enough money to pay the deductible right now. Can I file a claim on my damaged car after I save up the money?

Aug 27, 2019 Littleton, CO

Answer
Ross Martin

Aug 27, 2019

Thanks for your question. In most cases, you can file a claim for up to two years after the loss. However, I would recommend that you go ahead and start the process as soon as possible. Don't hesitate to ask if any other questions arise.  

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