Can you make your child a permissive user in order to get a discount?

My new auto insurance quote from Allstate states that in order to get a good rate for us three people (me, my wife, and my son) I have to put my son as a permissive user. Is this legal? Is he covered entirely and in all situations?

May 18, 2020 Newark, CA

Kristine Lee

May 18, 2020

You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent. Most insurance companies would have your son listed as a normal driver with the same coverage you have.

If you have any questions, feel free to ask.

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