Can you make your child a permissive user in order to get a discount?
My new auto insurance quote from Allstate states that in order to get a good rate for us three people (me, my wife, and my son) I have to put my son as a permissive user. Is this legal? Is he covered entirely and in all situations?
You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent. Most insurance companies would have your son listed as a normal driver with the same coverage you have.
If you have any questions, feel free to ask.