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Question

If my car was damaged at a gas station due to bad weather, who pays for the repair?

I was getting gas when it started to rain, and the wind was blowing really hard. A piece of metal flew from the gas station hitting my car and damaging it. Who is responsible for fixing my car?

Agent Answer

Neil Richardson

For damage caused to your vehicle by objects other than a vehicle, comprehensive coverage would normally pay for your repair. This type of damage would have to be covered by your own insurance company unless you have proof that the item that caused damage to your vehicle came from a specific source, i.e. something falling off the back of a truck while driving.

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