Question

Are there car insurance companies that don't use credit?

I don't agree that credit should be factored into car insurance rates. I'm looking for a company that will insure me without basing my rate on credit. Where can I find one?

Mar 25, 2017 Natchitoches, LA

Answer
Neil Richardson

Mar 25, 2017

Outside of the states of California, Hawaii, and Massachusetts, which do not allow credit to be used in insurance pricing, most companies will use credit to determine your rate. You might consider speaking with a local agent in your area about where you can find a company that doesn't use credit, but it may be difficult or even impossible to find a provider in your area.

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