Question

Does car insurance cover love bug damage?

I have full coverage and my car is 5 months old.

Aug 13, 2019 Tallahassee, FL

Answer
Kristine Lee

Aug 13, 2019

Insurance will not cover cosmetic damage to your vehicle — even with full coverage, insurance is meant to cover sudden and accidental damage. See the differences between collision and comprehensive coverage and what they cover here. I suggest you get an estimate and pay for the damage out-of-pocket.
If you have any other questions, don't hesitate to ask.

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