Question

Car insurance in MA to exclude my disabled spouse

I'm looking for car insurance in Massachusetts that will let me exclude my disabled spouse. My wife was on our car insurance and had an accident in 2015. She has gotten to where she is not driving at all anymore due to disability. I'm having a hard time finding an insurance company that will exclude her from the policy and just include me on the car insurance policy.

Aug 24, 2018 Charlton, MA

Answer
Ava Lynch

Aug 24, 2018

Massachusetts is considered a No-Fault state and requires Personal Injury Protection coverage. This means that your insurance company will pay for your medical injuries no matter who is at fault in the accident. Most companies will not exclude drivers in no-fault states because there is still a risk that they will have to pay out for your spouse's injuries and there is still a possibility of her driving especially if she is still licensed. If she is no longer licensed you may be able to provide proof to the insurance company that you choose and they may be able to exclude her. If she is excluded, they also may not pay for her injuries in the event of an accident. At thezebra.com we can quote you with over 200 companies or you can also give us a call at  833-768-7789. We will be able to find a company that best meets your needs. Good luck and if you have any other questions, don't hesitate to ask.

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