Ask An Agent

      

Get free insurance advice on demand

    

Question

My car knocked me down and I broke my hip. Do I need to file a claim?

I forgot to put the car in gear, then tried to stop it from rolling. It knocked me down and I broke my hip. No damage to the car. I don’t want to file if I don’t have to. Do I have to file a medical claim?

Agent Answer

Kristine Lee

I’m sorry to hear about your accident. North Carolina is not a no-fault state so you don’t need to file a claim, and you can use your health insurance instead for your hip. If you did file a claim you can expect your premium to increase.

Good luck and if you have any questions, don’t hesitate to ask.

Was this helpful?

0 0
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More