Question
My car knocked me down and I broke my hip. Do I need to file a claim?
I forgot to put the car in gear, then tried to stop it from rolling. It knocked me down and I broke my hip. No damage to the car. I don't want to file if I don't have to. Do I have to file a medical claim?
Answer
I'm sorry to hear about your accident. North Carolina is not a no-fault state so you don't need to file a claim, and you can use your health insurance instead for your hip. If you did file a claim you can expect your premium to increase. Good luck and if you have any questions, don't hesitate to ask.