Coverage & Claims

Am I covered while I'm moving to a new state?

I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are moving to another state.
Jul 22, 2022 Atlanta, GA

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Coverage & Claims RV Insurance

Will my auto insurance cover damage to a fifth-wheel camper, or should I use my RV insurance?

I'm so sorry to hear about your accident!  The best thing to do would be to contact your RV insurance claims department to see how they want to handle the claim. How this claim pays out will be dependent on the details of the accident.
Jul 21, 2022 Leakesville, MS

Coverage & Claims

Should I work things out with the at fault driver instead of going through insurance?

We are sorry to hear that you were involved in an accident. If you and the at fault driver have agreed to have them pay for the damages out of pocket, that is within your rights.
May 23, 2022 Minneapolis, MN

Coverage & Claims

Can you file a claim on behalf of the insured if they are deceased?

First of all, we're very sorry to hear about the passing of your mother. Our thoughts are with you and your family.
May 20, 2022 Winter Park, FL

Coverage & Claims General Insurance

How do I know if I'm covered and what coverage I have if I'm not the primary policyholder?

We are sorry to hear that you were involved in an accident and to hear about your current predicament. Does the primary policy holder have the written policy so that you can see what cars are covered on it and for which coverage?
May 6, 2022 San Antonio, TX

Coverage & Claims

Do I have to use the repair shop my insurance company recommends?

No, you do not have to use the garage or body shop your car insurer recommends. In fact, many states have laws on the books specifically stating that an insurer cannot require you to use a certain shop.
Oct 11, 2021 Las Vegas, NV

Coverage & Claims

Am I covered if a friend wrecked my rental car?

I'm sorry to hear about the accident, but I would not attempt to make a claim on an insurance policy purchased after the fact. Insurance is always bound for the current time and forward.
Jul 18, 2021 Neenah, WI

Coverage & Claims Homeowners Insurance

Is prior insurance liable for roof damage found or is the current insurance company?

Your new insurance carrier would be the company you file this claim with. Since there was no active claim with your old company, they would not open an investigation past your policy expiration date.
Jul 8, 2021 Midwest City, OK

Coverage & Claims

I wrecked my car— is it okay if I don’t report it to my insurance company?

If you prefer to repair damages out of pocket and not put a claim on your insurance, you don’t need to file a claim with your provider.
Jan 13, 2021 Williamstown, KY

Coverage & Claims

Can I remove my deceased husband from my claims history?

Unfortunately, you won’t be able to remove him from the history of the policy, but if you are getting new quotes, it would be best to obtain proof that the claim was not in your name. Most insurance agents will be able to dispute a claim if they are provided said proof at the point of sale. 
Jan 6, 2021 Lawrenceville, PA

Coverage & Claims

Who files a claim if each party in the relationship has their own auto policy?

You will want to use your boyfriend's insurance to cover this claim. He would need to have full coverage for the vehicle to be fixed.
Jan 5, 2021 Union, NH
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