Driving History

If I have an accident in my parent's car, will the accident be on my record or my parent's record?

Thanks for the question. Different claims departments file such claims differently.

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Driving History

If you get a speeding ticket in Tennessee going 67 in a 45 and you opt to pay the ticket, will it show up in North Carolina?

Every state shares all info when it comes to driving records. The speeding ticket will show up on your license when insurance companies run your MVR — which is used as a reference in all 50 states.

Driving History

My insurer says I have past speeding tickets, but I've never had one. How do I address false and inaccurate citations on my record?

I think it's worth trying to resolve it because a better driving record can help your rate quite a bit. If multiple insurance companies are showing that you have these tickets, then I would call the state and see what they have on your license — this could simply be an error.

Driving History

What happens if I stop paying for my SR22?

If you stop paying for the SR-22, the insurance is required to notify the state that the policy is canceled. Typically, the state will suspend your license and you may have additional fines as well.

Driving History

Why Uber and Lyft ask for vehicle inspection even we have a DMV inspection?

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally.

Driving History

Why does my wife need to be added to my policy if she doesn't drive?

You should be able to add your wife as a driver to the policy with a state ID for now. Most companies give you 30-60 days to provide your new license information.

Driving History

Can I say I haven't gotten a ticket if I've been driving school and gotten ticket removed?

Most of the time, if you have taken a driving class, the ticket is taken off of your record. You can click "No" on the driving history question.

Driving History

Can I add my 21yo son to my car insurance policy?

Does your son live with you? If he does, you shouldn't have a problem adding him to your policy.

Coverage & Claims
Driving History

Can my daughter stay on my car insurance policy after I transfer the title of the car to her?

There's a couple of things to think about here. First, it sounds like your daughter will be going to college away from your listed residence.

Car Insurance Costs
Driving History
Eligibility

Finding car insurance with a long violation and ticket history

Even with a bad driving record, there are still plenty of options out there for cheap rates and excellent coverage with your car insurance. In fact, you can find most of them with us, at The Zebra.

Driving History
Eligibility

If I add my mother to my car insurance, do I have to add her spouse also?

Companies can have different rules about who needs to be listed on the policy. Most commonly, anyone who lives in your household (that is of driving age), anyone that will drive the vehicle regularly, and any spouses of listed drivers will need to be added to the policy.
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