Driving History

I got a reckless driving charge in Indiana. Now I have a California driver's license. Do I have to report the reckless driving charge to California car insurance?

It depends on the exact rules for California and laws do vary state to state, but for the most part if your license is valid and you transfer to a new state insurance companies won't see prior activity. They will run an MVR for CA and only show info that is on that license.
Jan 18, 2021 Chatsworth, CA

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Driving History

Will a DWI in Canada affect my U.S. insurance rates?

If it is never tagged onto your license from the United States then reports will never show it. No company in the U.S.
Jan 15, 2021 Derby, VT

Driving History

Does my boyfriend have the right to know about the 3 points against me?

Once you or the policyholder provides your driver’s license information to the agent, the agent will run the proper reports which will include driver history and points incurred within the last 5 years. It is assumed that once personal information like a driver's license is given and reports are run, the agent has the right to talk to the policyholder about what is found. 
Nov 30, 2020 Santa Paula, CA

Driving History

Why is my ex's accident following me around in my insurance quotes?

Claims tend to be attached to the driver that was at fault. If you were the policyholder at the time, some companies will see this and still charge you for that at their discretion.
Jan 31, 2020 Boston, MA

Driving History

If I have an accident in my parent's car, will the accident be on my record or my parent's record?

Thanks for the question. Different claims departments file such claims differently.
Oct 11, 2019 Taylorsville, UT

Driving History

If you get a speeding ticket in Tennessee going 67 in a 45 and you opt to pay the ticket, will it show up in North Carolina?

Every state shares all info when it comes to driving records. The speeding ticket will show up on your license when insurance companies run your MVR — which is used as a reference in all 50 states.
Oct 3, 2019 Laurinburg, NC

Driving History

My insurer says I have past speeding tickets, but I've never had one. How do I address false and inaccurate citations on my record?

I think it's worth trying to resolve it because a better driving record can help your rate quite a bit. If multiple insurance companies are showing that you have these tickets, then I would call the state and see what they have on your license — this could simply be an error.
Sep 24, 2019 Garden City, MI

Driving History

What happens if I stop paying for my SR22?

If you stop paying for the SR-22, the insurance is required to notify the state that the policy is canceled. Typically, the state will suspend your license and you may have additional fines as well.
Feb 1, 2019 Miami, FL

Driving History

Why Uber and Lyft ask for vehicle inspection even we have a DMV inspection?

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally.
Jan 11, 2019 Mountain View, CA

Driving History

Why does my wife need to be added to my policy if she doesn't drive?

You should be able to add your wife as a driver to the policy with a state ID for now. Most companies give you 30-60 days to provide your new license information.
Oct 30, 2018 Winston Salem, NC

Driving History

Can I say I haven't gotten a ticket if I've been driving school and gotten ticket removed?

Most of the time, if you have taken a driving class, the ticket is taken off of your record. You can click "No" on the driving history question.
Sep 24, 2018 Los Angeles, CA
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