Eligibility

Per state requirements in Texas, you only need liability to be legal. If the vehicle has significant value or is newer, I highly recommend getting comp/collision to protect her vehicle as well.

Typically, USAA requires customers to members of the military themselves. Eligibility also extends to the children of military members as well.

Vacant or unoccupied homes are still covered under many homeowners plans. You'll just want to specify that the home is vacant upfront as you search for a new plan.

While passengers are in the vehicle, most rideshare insurance is handled by Uber or Lyft. Passengers are covered for any injuries sustained during such a ride.

DoorDash does cover some liability for its drivers. See more info about what insurance delivery drivers need here. When it comes to using a rental car for deliveries, they will not provide any physical protection for the vehicle.

It could be tough for your daughter to insure the leased vehicle if insurance companies see that she is not the owner. In addition, your lease agreement likely states that you have to be insured on the vehicle, and they may not be okay with your daughter being both the primary driver and out of state.

It's not likely that any rental company will allow this. Most car rental companies require drivers of their vehicles to be at least 25 years old.

Hello. You are correct in that your normal auto policy wouldn't cover you in this situation.

You do not have to have to list your wife on your motorcycle policy. If she won't be driving the motorcycle, you can have her listed as an excluded driver. If you have any questions, don't hesitate to ask.

You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household. If you have any questions, feel free to ask.