Eligibility

Can I get insurance if I have a van with access for a wheelchair but no license?

It's very likely that you can still get insurance. However, you will have to find a company that doesn't require everyone listed to be licensed.

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Eligibility

Can you insure a right-hand import vehicle for four weeks?

Not all car insurance companies in the US will be willing to cover an imported right-hand vehicle, so be prepared to shop around. In addition, temporary car insurance doesn't really exist.

Eligibility

My step-daughter moved to Tennessee three months ago and is still on her mother's Florida auto policy. Is this legal?

You are correct to be concerned. Car insurance will not transfer from state to state.

Eligibility

Do I need liability car insurance at the time of an accident?

Coverage offered to unlisted drivers varies from policy to policy. You would have to check with the vehicle owner's insurance policy.

Eligibility

I'm an international student who will be sharing a car with my girlfriend. How do I get insurance and does it cover both of us?

Not all insurance companies will be willing to cover drivers with non-U.S. licenses, but it's certainly not impossible to find insurance as a foreign driver.

Eligibility

Can I get a non-owners insurance policy so that I can get a restricted license?

It's hard to give a direct answer to your question, as restricted licenses are considered on a case-by-case basis. Some insurance companies will provide such insurance, but they too would have to know all of the details surrounding your situation.

Eligibility

Can someone else get insurance for my cars without me knowing?

Sorry to hear about your situation. Unfortunately, you cannot stop someone insuring a vehicle, but there is a pretty big problem with what he is doing.

Eligibility

Do medical issues affect car insurance rates?

It's not likely that medical issues would cause a price difference. However, an insurance company could flat out say they will not cover him though if it affects his ability to drive safely.

Eligibility

Will my credit be run and/or impacted if I get insurance quotes from The Zebra?

Your credit is not run when you're in the shopping-around-stage for insurance quotes. It's only when you finalize your policy that your new insurer will run a soft credit check.

Eligibility

If I buy a car right before I move states, do I have to get an insurance policy in the state I bought it?

If you will be registering and living in South Dakota, then you will want to get an insurance policy for the address where you'll be living in that state. Insurance needs to be in the state that the vehicle is registered in.

Eligibility

Will we have trouble registering a car that was declared a total loss?

Unfortunately, I won't be able to tell you about the registration. You will need to contact the DMV for that information.
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