Eligibility
General Insurance

Does DoorDash include liability coverage?

DoorDash does cover some liability for its drivers. See more info about what insurance delivery drivers need here. When it comes to using a rental car for deliveries, they will not provide any physical protection for the vehicle.

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Eligibility
General Insurance

Can you insure a leased vehicle out of state?

It could be tough for your daughter to insure the leased vehicle if insurance companies see that she is not the owner. In addition, your lease agreement likely states that you have to be insured on the vehicle, and they may not be okay with your daughter being both the primary driver and out of state.

Eligibility

Can I get insurance for moving a manufactured home?

Hello. You are correct in that your normal auto policy wouldn't cover you in this situation.

Eligibility
Motorcycle Insurance

Does my wife need to be on my motorcycle insurance policy?

You do not have to have to list your wife on your motorcycle policy. If she won't be driving the motorcycle, you can have her listed as an excluded driver. If you have any questions, don't hesitate to ask.

Eligibility

Can I add a driver who lives with me but is not my child to my policy?

You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household. If you have any questions, feel free to ask.

Car Insurance Costs
Eligibility

How can I stay insurable with three accidents?

Sorry to hear about your situation. It's not easy to find competitive rates with that many at-fault accidents.

Coverage & Claims
Eligibility

Will my car insurance company drop my son from our policy after a wreck?

Sorry to hear about the accident. Unless your son has other serious infractions on his record, I doubt that an insurance company would drop a driver for one loss.

Eligibility

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR). If you're looking for new auto insurance, you can start comparing quotes instantly here. If you have any questions, feel free to ask.

Eligibility

How do I get insurance if I'm not the owner of the car I'm driving?

Many companies will still insure you even if you're not the owner of the vehicle. However, they will likely want your father to be listed on your policy as an additional interest since he is the owner.

Eligibility

How do I get insurance for making deliveries if I'm borrowing a car?

A non-owners insurance policy provides liability coverage for drivers who don't own a car. However, if the vehicles aren't insured and registered by your mother-in-law, you are still not going to be legal on Colorado roads. As for making deliveries, you will need a personal policy that also covers your business-use.

Coverage & Claims
Eligibility

Does uninsured motorist coverage cover borrowed vehicles?

Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you.
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