Eligibility

It could be tough for your daughter to insure the leased vehicle if insurance companies see that she is not the owner. In addition, your lease agreement likely states that you have to be insured on the vehicle, and they may not be okay with your daughter being both the primary driver and out of state.

Hello. You are correct in that your normal auto policy wouldn't cover you in this situation.

You do not have to have to list your wife on your motorcycle policy. If she won't be driving the motorcycle, you can have her listed as an excluded driver. If you have any questions, don't hesitate to ask.

You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household. If you have any questions, feel free to ask.

Sorry to hear about your situation. It's not easy to find competitive rates with that many at-fault accidents.

Sorry to hear about the accident. Unless your son has other serious infractions on his record, I doubt that an insurance company would drop a driver for one loss.

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR). If you're looking for new auto insurance, you can start comparing quotes instantly here. If you have any questions, feel free to ask.

Many companies will still insure you even if you're not the owner of the vehicle. However, they will likely want your father to be listed on your policy as an additional interest since he is the owner.

A non-owners insurance policy provides liability coverage for drivers who don't own a car. However, if the vehicles aren't insured and registered by your mother-in-law, you are still not going to be legal on Colorado roads. As for making deliveries, you will need a personal policy that also covers your business-use.

Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you.