General Insurance

Both you and your driver need to be listed on your insurance policy in this case. Since you own the vehicle, you should be listed as an additional interest since you have a financial stake in the car. If you have any questions, don't hesitate to ask.

You can shop around for lower rates elsewhere as you please. But keep in mind that the accident will still be on your record for all insurers to see and rate you on — namely, it will show up on your CLUE report, which all insurance companies use to access your claims history. On average, an at-fault accident increased rates by 42% in 2018.

If you want to transfer the titles, you can do that through your state's DMV. The kids would list themselves on the policy only and remove themselves from your policy since the cars are no longer under your name.

I'm not really sure what they gave you was a temporary pass — a vehicle is either insured or it is not. Temporary insurance doesn't really exist. You should definitely go back to your insurer and verify if you were insured at the time of the towing or not.

You should be fine as far as any insurance-related issues with the vehicle go. The state checks the VIN of the insured vehicle and not the listed drivers.

Temporary car insurance doesn't really exist. You will likely have to get a Texas auto insurance plan before they let you leave with the vehicle.

Yes, it would be a good idea to remove your daughter from your insurance policy due to her recent DUI and suspended license — both of which would impact your insurance by way of a much higher premium. Find out just how much a DUI can impact your rates here. Even with the citation and suspended license, she'll be able to find her own insurance — though that may be difficult.

The bad news is that car insurance for an 18-year-old on their own separate policy is incredibly expensive — over $3,400 more than the national average. The good news? Typically, we see that combining insurance by adding your kid to your policy is the best route.

If your son's vehicle is registered in your name, I would keep it insured. Florida will suspend the license of the registered person if a vehicle isn't insured.

As long as the vehicle is still registered and licensed, then it needs to be insured. Pennsylvania can suspend your license if you suddenly drop insurance off a vehicle.