General Insurance

I live with mom and we have an umbrella policy and a car insurance policy. I want to switch companies but mom says I can't.

When it comes to having an umbrella policy, anyone is able to purchase one. However, there are certain qualifications you are going to need in order to purchase one.

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General Insurance

I don’t like the idea of getting car insurance from a company I’ve never heard of.

​Here at The Zebra we work with many different insurance carriers depending on your state. Not only do we work with carriers that are lesser known, but also some of the bigger name companies such as Progressive, Safe Auto and Travelers.

General Insurance

How can I find info on my recently deceased mother’s Gap policy?

Gap insurance covers the difference between what your car is worth and what the insurance company is willing to pay out if it’s totaled. This only applies when the car is involved in an accident that totals it; if this was the cause of your mother’s passing, her gap insurance may cover the remaining balance.

General Insurance

If I buy a policy from The Zebra who will service my policy?

Who services your policy depends on the carrier you choose. If you purchase a policy through The Zebra, we do have some carriers we service in-house.

General Insurance

How much is food truck insurance?

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month.

General Insurance

My girlfriend's insurance company’s underwriting department is threatening to cancel her policy. What can she do?

Most companies will allow you to do what is called an exclusion. She would need to call Progressive and tell them to formally remove you as a driver and sign off on that.

General Insurance

I have my car financed in my name but my license and tag is suspended, and I'm trying to get my car registered in someone else's name.

If you are the owner, you will always have to be listed on the policy. If you need to be a nondriver some companies will work that out for you.

General Insurance

If my dad purchased a car and put me on the insurance policy, can that be revoked when he dies?

If your dad were to pass during a term that was paid for, you would not be removed. The insurance plan would end at the expiration date and you would then need to find yourself a new plan.

Coverage & Claims
General Insurance

Will commercial car insurance cover my personal use?

You will need to check the exact terms of the policy when it is written, but most commercial plans will cover personal use in addition. 

Car Insurance Costs
General Insurance

My husband and I want to co-own or lease a vehicle with a friend, and we both have teen drivers. How would insurance work?

This is a unique situation, but one that you can still work around. If you finance or lease the vehicle, you will need to use the same address for the vehicle and the insurance policy.

General Insurance

Do I need personal or commercial auto insurance to tow my flatbed trailer and hauling machinery?

Even though your vehicle is used for personal use, your vehicle itself is made for business use. If you want it insured then you will need to get commercial insurance, especially if your son-in-law has an equipment company. 
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