General Insurance

​Here at The Zebra we work with many different insurance carriers depending on your state. Not only do we work with carriers that are lesser known, but also some of the bigger name companies such as Progressive, Safe Auto and Travelers.

Gap insurance covers the difference between what your car is worth and what the insurance company is willing to pay out if it’s totaled. This only applies when the car is involved in an accident that totals it; if this was the cause of your mother’s passing, her gap insurance may cover the remaining balance.

Who services your policy depends on the carrier you choose. If you purchase a policy through The Zebra, we do have some carriers we service in-house.

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month.

Most companies will allow you to do what is called an exclusion. She would need to call Progressive and tell them to formally remove you as a driver and sign off on that.

If you are the owner, you will always have to be listed on the policy. If you need to be a nondriver some companies will work that out for you.

If your dad were to pass during a term that was paid for, you would not be removed. The insurance plan would end at the expiration date and you would then need to find yourself a new plan.

You will need to check the exact terms of the policy when it is written, but most commercial plans will cover personal use in addition. 

This is a unique situation, but one that you can still work around. If you finance or lease the vehicle, you will need to use the same address for the vehicle and the insurance policy.

Even though your vehicle is used for personal use, your vehicle itself is made for business use. If you want it insured then you will need to get commercial insurance, especially if your son-in-law has an equipment company.