Homeowners Insurance

What kind of insurance you need depends on a few factors of your rental. For insurance, a million in liability may sound like a lot but for most businesses, this is just a starting point because the risk of lawsuits and other exposures are so much higher.

Thanks for the question. I see no issue with you being on the insurance if you are on the deed to the property.

This entirely depends on the date of the loss, i.e. when the home burglary happened.

It is challenging to say which insurer would be the best for bundling multiple lines of insurance. Most companies would likely give you multiple policies to cover your vehicles, RV, and homes.

As long as you're on the deed, you do not need permission from all parties to change your homeowners insurance if it is in your name. Anyone with a vested interest could also insure the property how they see fit. If you have any questions, don't hesitate to ask.

Previous claims can affect your ability to get homeowners insurance. Particularly, it will affect your rates.

Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company.

Parents are not eligible for USAA. I believe USAA eligibility flows "downstream" — so descendants, i.e.

There is no straight-forward answer to what building materials you use for your house and the homeowners insurance rate you will end up with. Here's a tip to keep in mind that may help you make a decision: brick, stucco, and concrete are preferred by most insurers because they tend to be flame-retardant so the risk of losing the whole building decreases.

Sorry to hear about the issue. Hopefully, you can get it fixed quickly.