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What kind of insurance do I need for a short term rental property?
Thanks for your question. It sounds like you would want a standard HO-3 homeowners policy that would allow for short term rentals.
What kind of insurance do I need if I'm renting out my property?
What kind of insurance you need depends on a few factors of your rental. For insurance, a million in liability may sound like a lot but for most businesses, this is just a starting point because the risk of lawsuits and other exposures are so much higher.
If I'm on the deed but not the mortgage, can I still be on the homeowners insurance?
Thanks for the question. I see no issue with you being on the insurance if you are on the deed to the property.
Will home insurance cover a robbery claim after my policy was canceled?
This entirely depends on the date of the loss, i.e. when the home burglary happened.
Is it possible to bundle three lines of insurance?
It is challenging to say which insurer would be the best for bundling multiple lines of insurance. Most companies would likely give you multiple policies to cover your vehicles, RV, and homes.
Is it legal to change homeowners insurance policies without the approval of all parties on the deed?
As long as you're on the deed, you do not need permission from all parties to change your homeowners insurance if it is in your name. Anyone with a vested interest could also insure the property how they see fit.
Will I still be able to get insurance if I have made three home insurance claims?
Previous claims can affect your ability to get homeowners insurance. Particularly, it will affect your rates.
Is property that was stolen from the alley just outside of your house covered with homeowners insurance?
Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company.
Our son-in-law is a USAA member (Navy). Can we join also?
Parents are not eligible for USAA. I believe USAA eligibility flows "downstream" — so descendants, i.e.
Is the type of siding on a house, like vinyl, a rating factor for insurance premiums?
There is no straight-forward answer to what building materials you use for your house and the homeowners insurance rate you will end up with. Here's a tip to keep in mind that may help you make a decision: brick, stucco, and concrete are preferred by most insurers because they tend to be flame-retardant so the risk of losing the whole building decreases.