I'm sorry but your friend's insurance company would not be responsible for your motorcycle since car insurance does not cover the contents of the vehicle, which is what the motorcycle would be considered. If you have comprehensive coverage on the motorcycle, your insurance company will likely cover the claim.
Hello, Put short, yes, you must be listed on your spouse's insurance policy. However, if you never drive her vehicle (and see yourself doing so in the future), it's likely that you can have yourself excluded from her policy.
Unfortunately, there usually isn't any coverage provided for contents when you tow something - only for the entity with which you are towing. Meaning, while the trailer would have physical protection extended to it, the contents you were towing would need to be covered by something else.
You would need comprehensive and collision coverage to cover the damages to the bike in the event with the animal. It is the adjusters determination on what coverage would apply, but since it's not another driver Uninsured wouldn't help.
With the majority of companies, a prior insurance discount for auto coverage is based on being previously insured under an auto policy. Unfortunately most companies won't consider an existing motorcycle policy to be sufficient to qualify for a continuous insurance discount.
There are a few things you will need before you take your new scooter out on the road to be legal in Delaware. You will need a motorcycle license and you must register and title your scooter with the state.
For most personal auto policies and motorcycle insurance, a permanent address is required to properly rate the policy. My advice would be to use the address where you receive mail for the purpose of obtaining insurance coverage.