Renters Insurance
Who is responsible for carrying sinkhole insurance? The renters or the landlord?
If your parents are renters, they are not responsible for the property — just their own liability and possessions — so it's not required to have sinkhole insurance since that's property-related. The landlord has to maintain safe living conditions for their property.
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Renters Insurance
Does renters insurance cover hotel stay if my air conditioning system goes out?
Typically, your renter's policy will not cover your hotel due to your air conditioner being out. A broken AC is not considered the loss of use of the dwelling (home) — they typically only pay for other accommodations when the entire dwelling is uninhabitable.
Homeowners Insurance
Renters Insurance
How do I get reimbursed for mold damage when my landlord requires me to pay rent in cash?
Hello, Sorry to hear about your situation. This is a tough call.
Renters Insurance
How do I dispute a renters insurance claim while I was in prison?
LexisNexis is the company that maintains the insurance claim database. If you are disputing a claim, especially if you're the victim of identity theft and you did not file it, you should contact them about getting it removed.
Condo Insurance
Homeowners Insurance
Renters Insurance
Difference in an HO-2, HO-3, HO-4, HO-5, and HO-6 policy?
We have more in-depth information about home insurance here. These numbers correspond to either home, renters, or condo insurance.
Renters Insurance
Will my HO4 renters policy cover wet fungi protection?
I can't answer this question - you need to look at the exclusions and special coverages in your renters' insurance policy dec page (declaration page). That part of your policy will specify how much coverage you have - if any.
Coverage & Claims
Renters Insurance
Can I sue if a ceiling collapsed on me after repairs?
I'm sorry to hear that happened. I hope your brother is okay.
Renters Insurance
Will my renters policy cover additional living expenses?
Your renter's insurance policy only covers your personal property and personal liability - not the property or displacement due to an issue with the dwelling. Since it is an issue with the dwelling, your landlord should have coverage for this type of issue on their policy.
Renters Insurance
Do I have coverage against damage caused by a fish tank?
Your renter's insurance might cover the damage to your apartment via the liability portion. The best way to handle this is to contact Geico and their claim's department.
Coverage & Claims
Renters Insurance
Does my renters insurance coverage damage to my vehicle?
In short, no. Your renters insurance excludes damage to your vehicle because it is considered a part of your car insurance.
Car Insurance Costs
Renters Insurance
Can I bundle my renters and new car insurance?
We have several companies that will be able to fit your needs. At this time, we do not quote renters insurance on our site but we can quote you with our agency.