Renters Insurance
Does renters insurance include pet coverage?
Unless specifically stated, renters insurance extends liability coverage to your pet. This also applies to situations outside of your home.
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Coverage & Claims
Homeowners Insurance
Renters Insurance
How do I get a false claim off my insurance report?
I would call my prior insurance company (your renters provider) showing the false claim and see how they have it marked. I would also have them send confirmation that the claim was dropped and not paid out.
Renters Insurance
Do we have to have receipts for everything in our home when getting renters insurance?
Fortunately, you do not need to keep receipts of everything you own, but it does help to have a record just in case. Most people tend to underestimate how much they have.
Homeowners Insurance
Renters Insurance
What kind of insurance do I need if I'm renting out my property?
What kind of insurance you need depends on a few factors of your rental. For insurance, a million in liability may sound like a lot but for most businesses, this is just a starting point because the risk of lawsuits and other exposures are so much higher.
Renters Insurance
How can I get short term rental insurance?
In recent years, short-term rentals have grown tremendously. The rise of sites like Airbnb have made it easier for travelers to find lodging and for hosts to make a nice little side income.
Renters Insurance
Does the unit I want to rent need to be a legally registered residence in order for me to get renters insurance coverage?
Most likely, an insurance company is going to want the address to be verifiable before they offer coverage. If the unit doesn't have an address, you should list the main residence's address on your renters insurance and the same rules would likely apply.
Renters Insurance
Who is responsible for carrying sinkhole insurance? The renters or the landlord?
If your parents are renters, they are not responsible for the property — just their own liability and possessions — so it's not required to have sinkhole insurance since that's property-related. The landlord has to maintain safe living conditions for their property.
Renters Insurance
Does renters insurance cover hotel stay if my air conditioning system goes out?
Typically, your renter's policy will not cover your hotel due to your air conditioner being out. A broken AC is not considered the loss of use of the dwelling (home) — they typically only pay for other accommodations when the entire dwelling is uninhabitable.
Homeowners Insurance
Renters Insurance
How do I get reimbursed for mold damage when my landlord requires me to pay rent in cash?
Hello, Sorry to hear about your situation. This is a tough call.
Renters Insurance
How do I dispute a renters insurance claim while I was in prison?
LexisNexis is the company that maintains the insurance claim database. If you are disputing a claim, especially if you're the victim of identity theft and you did not file it, you should contact them about getting it removed.
Condo Insurance
Homeowners Insurance
Renters Insurance
What's the difference between HO-2, HO-3, HO-4, HO-5 and HO-6 policies?
We have more in-depth information about home insurance here. These numbers correspond to either home, renters, or condo insurance.