RV Insurance

Thanks for your question! Yes, you would need a new individual plan to cover a motor home. The good news is RV liability tends to be very inexpensive.

Whether you're insuring your car or RV, temporary insurance is not really an option — most policies are for 6-12 months. You can typically cancel at any time but be aware of any fees for canceling early.

Typically, there is a grace period to add on another recreational vehicle, just like car insurance. For car insurance, you have up to 14 days to add a new vehicle to your policy.

You would need just need regular RV/trailer insurance. We can quote you with several carriers at The Zebra by calling 888-807-3823.

RV insurance doesn't count for continuous auto insurance coverage. On an auto insurance application, you are not currently insured unless you currently have an auto insurance policy.

This can really depend on a number of things. Fault can only be determined by a claims adjuster who has reviewed the accident and any corresponding documentation.

There's a couple of things to think about here. It sounds like you have your travel trailer bundled with your auto insurance policy because more often then not your travel trailer needs a separate policy.

We can help you in finding insurance! We would just need an address that you would use as the garaging address for the vehicle. If you use New Mexico or California we are licensed to operate in both states.

Nearly all insurance companies require an address for insurance purposes. If you have a friend's address where your mail will be forwarded, this could work.

If the RV was insured at the time, you could file a claim through that insurance. While it varies by every RV insurance policy, it should cover permissive users such as yourself.