Will my auto insurance cover damage to a fifth-wheel camper, or should I use my RV insurance?
I'm so sorry to hear about your accident! The best thing to do would be to contact your RV insurance claims department to see how they want to handle the claim. How this claim pays out will be dependent on the details of the accident.
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How do I insure the space my RV occupies?
Unfortunately, we do not insure RV spaces. We can insure your motorhome but not the land it resides on.
Can we get American insurance for our camper van registered in Germany?
In order to get insurance from an American insurance company, the camper must be registered in the United States and remain at a U.S. address for at least 10 months out of the year.
If I buy an RV, can I insure my adult children and their spouses to drive it? They do not live in my home.
Yes, you can list drivers on your policy that do not share your address. For drivers who will be behind the wheel frequently, I would list them by name on your RV insurance policy.
Who insures permanent campers?
Some of the more popular carriers on the market for RV insurance would be Foremost and Progressive. They tend to be the easiest to deal with, though almost all major insurance carriers should be able to offer a quote.
Can I insure an RV bought from a friend if the loan is in her name?
This situation could cause a few issues. You cannot insure property that you do not own.
Do you offer insurance for conversion vehicles?
It will be difficult to find insurance for your modified vehicle. Unfortunately, The Zebra does not offer any insurance carriers that will cover your converted van.
Is it possible to bundle three lines of insurance?
It is challenging to say which insurer would be the best for bundling multiple lines of insurance. Most companies would likely give you multiple policies to cover your vehicles, RV, and homes.
Do I need to purchase separate liability coverage for my motor home if I have the state required liability insurance on my auto policy?
You would need a new individual plan to cover a motorhome. The good news is RV liability insurance tends to be very inexpensive.
Where can I get short term insurance for an RV?
Whether you're insuring your car or RV, temporary insurance is not really an option — most policies are for 6-12 months. You can typically cancel at any time but be aware of any fees for canceling early.
Is there a grace period for RV insurance?
Typically, there is a grace period to add on another recreational vehicle, just like car insurance. For car insurance, you have up to 14 days to add a new vehicle to your policy.