Question

I just had my cedar siding replaced with vinyl siding. Will this reduce my homeowner's premium, or raise it?

It is a single-family dwelling.

Dec 3, 2020 Kalamazoo, MI

Answer
Renata Balasco

Dec 3, 2020

Since vinyl is a lower-risk building material than cedar, it is more likely that your homeowners premium would reduce rather than increase. For more information, call your insurance company’s customer service line to see if they will adjust premiums for the building change. A change may require a new inspection, so make sure to find out if that step is necessary in order for your policy to be amended. 


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