Auto insurance rates are extremely volatile based on your personal profile. Even something as simple as your zip code can cause your rate to differ, so there isn't any single company that offers the lowest rate across the board. That's true nationwide, not just in Florida. Your best bet to find the lowest rate is to shop with as many companies as possible
since the cheapest company will vary by person. We also have a page dedicated to auto insurance coverage in Florida
that you can view by clicking the link, and it provides lots of helpful information.