Ask An Agent

      

Get free insurance advice on demand

    

Question

What is the cheapest car to have my teenage son drive?

If I add my teenager to my car insurance, does it matter if I add him as the primary driver to a V6 2005 Mustang or a V8 1999 F150 4×4?

Agent Answer

Kristine Lee

With most companies, all drivers on the policy are covered to drive all cars on the policy. This means vehicles are not typically assigned to a driver. There are a few companies that will assign cars to drivers but it does not decrease the rate because all drivers are still covered to drive all cars. Unfortunately, the only way to decrease the cost is time (the older he gets the lower the rates) and keeping a clean driving record.

If you have any further questions, don’t hesitate to ask. For more information, see our additional resources below.

Was this helpful?

0 0
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More