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Does the color of your car affect your insurance cost?

I’ve been told that driving a red car is more expensive than driving a white or grey colored car. Does the color affect your rate?

Agent Answer

Neil Richardson

While there are many factors about your car that can affect the rate you pay for insurance, the color isn’t one of them. The Vehicle Identification Number (VIN) on your car tells the insurance company a lot about your vehicle, including the color, the country where it was built, and the plant where the vehicle was assembled. None of these have an impact on your insurance rate, but they do make your vehicle unique so choose whatever color your heart desires! Best of luck!

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