This type of claim would actually be considered a collision
claim. Although, to answer your original question, a comprehensive
claim wouldn't have as much of an affect on your premium as a collision claim would. A comprehensive claim, because of what it covers, is typically considered as outside the control of the driver. A collision claim for your state is nearly 48%. Any type of violation or claim will stay on your insurance record. I would recommend getting a quote for the repairs prior to deciding to file a claim. If the value of your premium increase is less than the repairs, file a claim.