Question

Coverage options for motorcycle damage after trying to avoid an animal

Am I covered if I lay down my bike (the safer option) to avoid collision with an animal; if so, what coverage?

Apr 28, 2018 Astoria, OR

Answer
Ava Lynch

Apr 28, 2018

You would need comprehensive and collision coverage to cover the damages to the bike in the event with the animal. It is the adjusters determination on what coverage would apply, but since it's not another driver Uninsured wouldn't help. It would be best for an adjuster to file it as comprehensive as that would not carry any fault for the accident.

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