I got into a wreck driving my father’s car and we think the car is totaled. However, my father will not file an insurance claim. Two other cars need to be fixed as well. They were parked when I hit them. I was driving. We want to get rid of the car and my dad just wants it to be finished. We have full coverage. I want him to be compensated and to have me dropped from the policy because it was my fault. Does my dad need to file a claim to get help?