Your delay in reporting the damage should not keep your company from fixing your vehicle. Technically in California
, you have 2 years
to file a claim for damage to your property. Your rate, however, is another story. Unless the dent was caused by someone else or was due to a comprehensive
claim like weather damage or hitting an animal, your insurance company is probably going to categorize the damage as being your fault and your rate is likely to increase at the policy renewal. That being said, you should still be able to file a claim without much issue.