If a dirt bike is stolen out of a truck that has liability will the bike be covered by the truck's liability insurance?

My dirt bike was stolen out of the bed of my truck and I was hoping to file a claim on my truck's insurance policy for a replacement.

Sep 25, 2016 Ladd, IL

Neil Richardson

Sep 25, 2016

Sorry to hear about the theft of the dirt bike. The property damage portion of liability coverage pays for damage that you cause to another vehicle or object while you are driving, so the bike wouldn't be covered in this case. The dirt bike would need to be insured on its own policy, with comprehensive for it to be covered against theft. Hope this helps!

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