Question

Do I have to pay the 2% plus my standard deductible if I had a house fire?

I had a house fire recently. Do I have to pay the percentage deductible plus a standard deductible, or is it just the 2%?

Nov 2, 2020 Irving, TX

Answer
Ross Martin

Nov 2, 2020

Sorry to hear about that. It sounds like you would only pay the 2% deductible and insurance should handle the rest. Typically, this type of deductible is reserved for disasters like windstorms or hurricanes, but it may apply here. Best to contact your insurance agent as soon as possible to find out the specifics. 


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