Question

Does uninsured motorist coverage cover borrowed vehicles?

If I am in a no-fault accident in my boyfriend's car, is his uninsured motorist coverage applicable to my injuries and the damage to his vehicle?

Feb 6, 2020 Atlanta, GA

Answer
Ross Martin

Feb 6, 2020

Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you. If you were not considered an eligible driver then they are under no obligation to cover you. In this case, you would have to seek payment from the at-fault party.


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