Which driver's insurance pays after a hit-and-run?

My 17 year old got into an accident that wasn't her fault and the other driver took off. Should I report it to my insurance company?

If the other driver fled the scene then the only real option would be to report it to the company that insures the vehicle. If the other driver is found later then your company will work it out with the other driver's company and you will likely get back any deductible you may have had to pay. Hope this helps!