Question

Does my personal auto policy cover a company construction vehicle?

I was driving my company’s backhoe and got into an accident. Would my personal auto policy liability coverage apply?

Nov 10, 2020 Canton, OH

Answer
Renata Balasco

Nov 10, 2020

Since you were driving your company’s vehicle, your personal auto policy would not apply. A company vehicle like a backhoe or other construction vehicle should be covered under the company’s commercial auto policy.The company should have liability insurance that covers employees if anything happens, so you would not be responsible for involving your personal car insurance policy. 


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