Generally speaking, if your vehicle is worth less than $4000 you might not need "full coverage"
. I recommend getting an estimate by using Kelley Bluebook as well as NADA to see the value of your vehicle. If your vehicle is worth more than $4000, you might consider raising your deductible. Because your premium and your deductibles are inversely related, by raising one you lower the other. If you're looking for more information regarding deductibles, full coverage, and car insurance in general, see our articles below. Car insurance with a $1000 deductible Car insurance with a $500 deductible Car insurance quotes