My cars back windshield was smashed by a student with his head at my university while he was drunk. The cars back hood was scratched. In addition, the headliner on the car was damaged. The car was put in an open covered garage for 3 and a half days. The parents of the student did not want to go through insurance, but rather pay out of pocket. the Car is a 2011 Subaru legacy, and the insurance policy on my end does not cover glass, and it has minimal coverage. What should I do? Will my insurance go after the student’s insurance even though he was not driving a car? Or should I just let them cover the costs of the damages?