Ask An Agent


Get free car insurance advice on demand



If my dump truck is damaged in an accident, will I be paid for not being able to use it?

I was driving a company dump truck and was hit by a box truck. The other driver was at-fault and the dump truck is out of commission until it gets repaired. Will I be paid for the days that I wasn’t able to use the vehicle? I can’t make money if I don’t have the truck.

Agent Answer

Neil Richardson

The insurance company of the at-fault driver should be providing a replacement vehicle until your truck is repaired. You might even have coverage for a replacement on your existing commercial policy so it might be a good idea to contact your insurance provider to ask. Worst case scenario, you may have to file a lawsuit against the driver of the other vehicle to recoup your lost wages from not being able to use your truck.

Was this helpful?

0 0
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More