Question

How far back can I be charged for forced coverage?

I had a lapse in insurance between August 26th and October 10th. Now my bank is wanting to go back that far and charge me for the coverage for that time. I didn't have any accidents or tickets. Can they do that?

Mar 23, 2018 Lexington, Kentucky

Answer
Ava Lynch

Mar 23, 2018

It depends on the terms of your loan contract. In most cases at any point of time the vehicle was not insured they will force their own coverage on the vehicle and add it to your loan.

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