There's a couple of ways to handle this. First, you could file a uninsured property damage claim. In Virginia,
drivers are required to have Uninsured Motorist Coverage
for bodily injury and your property (UMPD). You would have to pay the deductible. If you're unable to do that, you could file a collision claim
. This would be considered at-fault and will most likely raise your rates. In your state in 2017, at-fault accidents
raised rates by an average of 49%. Most companies will continue to charge you for at-fault accidents for 3 years. I would recommended getting an estimate prior to filing a claim and see if the damage caused by the accident is worth the financial penalty you would receive. Best of luck.