Over a year ago I hit a tree and damaged the trunk of my car. The repair quote I got was $1200, and I was planning to pay out of pocket for that incident and still haven’t done so. More recently, but still several months ago, I scraped the side of my vehicle in a parking lot against a pillar. My deductible is $500, but I don’t know what I should do. Should I file an insurance claim on one incident, both, or can they combine it? Should I even file a claim? Can I even file a claim if it was that long ago?