My insurance company (Geico) has been calling me to report more on the claim. They’re saying they want to get my car inspected but I didn’t end up wanting to claim it knowing that it would affect my insurance. Do I have any way out of this?
Unfortunately once you notify them of any sort of incident they will investigate it. You can check our State of Insurance report to get an average of the amount an accident will increase your rate by annually. If you experience a rate increase you can always shop around for a lower rate.