Question

Filing a claim 24 days into a car insurance policy

I got policy last wk of April and it started May1...may 25 something in the engine caught fire..filed the claim as I was told now their canceling it. Say I’m at high risk..but I wasn’t in a physical accident nor did I know my car would catch fire 24 Days into the policy...I didn’t even I was suppose to report it..what can I do or I’m just screwed?

Aug 11, 2018 Orlando, FL

Answer
Ava Lynch

Aug 11, 2018

Most companies will cancel your policy if you file a claim within the first 30 days of the policy. The reason is exactly what they told you. People who file a claim within the first 30 days of the policy are seen as a higher risk that most companies are not willing to take on. Insurance companies determine the risk based on how likely it is that they will have to pay out on a claim. This is is why your claim history affects your rates.You would have been informed of the rules and regulations within your policy documents. We can help you find a new company but they will not cover the existing damages. Just visit us at thezebra.com. Also, if you have anymore questions don't hesitate to ask. Good luck

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
Related Questions