Should I file a claim with my insurance after a parking lot accident where both vehicles backed out at the same time into each other? Both vehicles backed out at the same time into each other. The other driver agreed we were both at fault. Having not seen each other. We exchanged information but did not call the police. Damage was minor to my car, with a little more damage to the other car. Now I’m unsure how to proceed. File a claim, contact the other drivers insurance or pay for my own repair?