Question
A friend is purchasing a car for me tomorrow, I'm wondering if there is a temporary policy I can get through the dealership until I can shop for my own policy?
I will be meeting him at the dealership. I haven't owned a car since 2012 when I moved from Florida. I haven't owned a car in Texas, so I don't have a current policy to transfer.
Answer
Temporary car insurance doesn't really exist. You will likely have to get a Texas auto insurance plan before they let you leave with the vehicle. I recommend shopping around for a policy before the car is purchased — the typical policy period is six months.
Keep in mind your rates will likely be a bit higher since you haven't owned a car for a few years, which would be seen as a lapse.Â
If you have any questions, don't hesitate to ask.