Agent Answer

Ava Lynch

While it can vary based on your policy, your insurance company, and the weight of your U-Haul, many insurance policies do extend to rental vehicles. Again, while it can vary by policy, my experience is that if the towing capacity of your rental is less than 1-ton of less, your car insurance coverage will extend to your u-haul. But, just like damaging a rental vehicle, if you damage u-haul it’s only your policy would cover the outstanding fees that would occur. This is the only reason I would consider getting the u-haul coverage to avoid paying for any of the damage fees they will charge you with.