Question

Garage doors damaged

I hit the garage the other night and the damage is between the two doors. It looks pretty bad. Is it a good or bad idea to file a claim?

Jul 5, 2018 Omaha, NE

Answer
Taylor Covington

Jul 5, 2018

Only file a claim if the damages are so bad that you can't pay out of pocket to get the car and garage fixed. If you file a claim, you will get stuck with an at-fault accident on your record for 3 years. Going from no accidents to even one typically increases someone's insurance by about 20 to 30%. We do have a short guide on filing car insurance claims with some frequently asked questions that may help if you do file a claim.  We also have one for homeowners insurance claims.  Best of luck!


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