Our 18 year old is moving out of state and not allowed to take our car. He’s on his own – we’ve had enough! He had an accident 2 years ago while driver another persons car. He had some alcohol in his system (zero tolerance under age) and was cited for the accident. We are trying to get our auto insurance back to normal since we are both good drivers. What does it take to get fair pricing for us as parents now that he has moved out?