Question

When do I get insurance after setting up financing for a used car?

I am 18 and I will be financing a used car in a few months and I wanted to know the insurance process right after getting the car. I am new to this and I am doing this all on my own. When do I get insurance and do I need to consult with the seller about my insurance plan options? If not, what plan do I choose?

Jun 26, 2019 Atlanta, GA

Answer
Kristine Lee

Jun 26, 2019

I recommend setting up your insurance policy before you pick it up because you will need to have insurance as soon as you drive off the lot. The seller shouldn't have to be involved when you're choosing a policy.

Every state has minimum liability insurance coverage requirements which are included on every policy. In Georgia, the minimum required insurance is $25,000 Bodily Injury per person, $50,000 Bodily Injury per accident, and $25,000 Property Damage per accident. If you are financing the vehicle then you may be required to have comprehensive and collision coverage, which covers the vehicle for physical damage.

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