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Getting into an accident with a suspended license

I have insurance but my license has been suspended for a year. I got into an accident recently and was wondering if it would be considered fraud if my insurance company coverage the damages? Am I covered?

Agent Answer

Ava Lynch

I would recommend looking at the policy documents you signed at the beginning of your policy. Most policies have certain stipulations regarded suspended licenses because you have to have insurance in order to get your license validated. If you’ve been paying your premium and your insurance company is aware of your licensed status, your policy should cover you in the event of an accident. Again, this will vary based on the specifics of your policy so I recommend checking there first prior to making any claims. Best of luck.

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