Question

Getting into an accident with a suspended license

I have insurance but my license has been suspended for a year. I got into an accident recently and was wondering if it would be considered fraud if my insurance company coverage the damages? Am I covered?

Dec 29, 2017 Memphis, Tennessee

Answer
Ava Lynch

Dec 29, 2017

I would recommend looking at the policy documents you signed at the beginning of your policy. Most policies have certain stipulations regarded suspended licenses because you have to have insurance in order to get your license validated. If you've been paying your premium and your insurance company is aware of your licensed status, your policy should cover you in the event of an accident. Again, this will vary based on the specifics of your policy so I recommend checking there first prior to making any claims. Best of luck.

Compare auto insurance rates and save up to $670 per year!

Location pin icon