Question

Getting car insurance after buying a car on Craigs List

I bought a used car from Craigslist 16 days ago and was told I had 30 days to get it insured. I reared a car today and don’t know what to do. When I purchased the used car I got it registered and changed the title to my name. There is no damage to my car but the other persons car was dented, they have car insurance and we just shared our information. I don’t know what kind of legal ground I have or what the next steps for me would be.

Jun 18, 2018 Phoenix, AZ

Answer
Ava Lynch

Jun 18, 2018

This can depend. Buying a car on Craig's List wouldn't impact your ability to get insurance or anything like that unless the vehicle has been totaled and salvaged. Not every car insurance company will insure a salvaged title. But, in terms of having 30 days to get it insured, that can depend. First, you'd have to have an established policy already with an insurance company. The grace period you're referring to will then depend on the policy details of your insurance company. It can range from 2-4 weeks. However, for your exact circumstances, it sounds like you will be dealing with the other car's insurance company as you were rear ended. I would contact the other driver's insurance company to begin the claims process. For more details, see our guide to claims here.

Compare auto insurance rates and save up to $670 per year!

Location pin icon