This question is very specific to your home insurance policy and thus difficult to answer. Your insurance agent will be able to tell you what type of coverage you have and the adjuster will be able to tell you how much they will pay to repair the damages. Given this is an additional feature to your home, I would imagine you would need an additional coverage option for it. Many home insurance policies have "art endorsements." These will add more financial coverage to pieces of artwork which have significant value. Typically, that is stated clearly in your policy. The best thing you can do is contact your insurance company. They will be able to give you accurate and detail information of what and how the damage will be covered. Good luck and if you have any other questions, don't hesitate to ask. If you're looking for more information on home insurance, see our guide here.