I have water damage in my home, one room has custom painted wall murals totaling 126 sq ft. How does insurance replace or compensate for damage? I have a bedroom and living room with water damage from a leaking roof.
The bedroom has a custom drawn and painted murals (on three walls totaling 126 sq ft).
Our insurance company said that they will repair drywall and repaint the walls but they verbally say that they are keeping the value of the murals open-ended.
This worries me because in the estimate there is no mention of the murals repainting or compensating for them.
How do I estimate the value? I would like to have them redone however they are custom. I do not want to settle for painting solid wall colors.