Question

Home insurance liability cover injury on my camper trailer?

If my camper is insured on my personal auto policy for physical damage will my personal liability from my homeowners policy cover an injury? For example, if someone fell in my camper or stepping down out of my camper?

Aug 3, 2018 Edina, MO

Answer
Ava Lynch

Aug 3, 2018

There's a couple of things to think about here. It sounds like you have your travel trailer bundled with your auto insurance policy because more often then not your travel trailer needs a separate policy. If not you will have to speak with your specific insurance company to understand what is exactly covered. With that being said, typically your home owner's policy would not cover personal injury liability that does not occur in the residence. Again, check with your agent and they should be able to answer all of your questions about what is specifically covered. Good luck.

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